Fire Prevention and the Fire Risks Older Adults Face

October 15, 2018

October is Fire Prevention Month.

October is Fire Prevention Month. Use these prevention measures to help a senior loved one lower their risk of being harmed in a fire.

October is Fire Prevention Month. If you are a caregiver for a family elder or senior friend, you might be surprised to learn how frightening the statistics surrounding fires and older adults are. Older adults are at two times greater risk for being seriously injured or losing their life in a fire. While seniors account for only 13% of the country’s population, 35% of fire-related deaths are seniors.

To help raise awareness during Fire Prevention Month, the team at Legacy Senior Living is sharing steps you can take to protect an older loved one from being harmed in a fire.

5 Fire Safety Measures to Protect Older Adults

  1. Space heater hazards: Older adults who have poor circulation or take blood thinner medications may feel cold when others don’t. It can prompt them to use small electric space heaters in their bedroom, bathroom, and living room. While space heaters can help warm the air surrounding the senior, they should be used with caution. Read and follow the instructions to prevent fires. One of the warnings you’ll likely find is to make sure the space heater has at least a three-foot clearance on all sides to avoid a fire.
  2. Kitchen fire concerns: A fire prevention expert will no doubt tell you that most home fires begin in the kitchen, with cooking being the leading cause. You can help your senior loved one avoid a kitchen fire by helping them establish a method of reminding them they have something cooking if they leave the room. It might be as simple as taking a spatula with them. A device like CookStop turns the burner off if movement in the kitchen isn’t detected for a predetermined amount of time. Kitchen clothing and towels can also present a hazard. Seniors should also avoid loose-fitting sleeves that can brush up against a burner and ignite.
  3. Extension cord risks: Seniors often live in the same home for decades. Older homes frequently have fewer electrical outlets than newer homes, leading to greater use of extension cords to connect all of today’s modern devices. While it may be convenient, it might overload a circuit and cause a fire. It can also present a fall risk for a senior who may trip over the cords.
  4. Smoke detector function: Make certain the older adults in your life have working smoke detectors in their homes. Fire experts say at least one smoke detector should be installed on every floor of the home. Have detectors for fire and for smoke. Check the batteries often to make sure they are working. If your loved one has hearing loss, some models of smoke detectors use a strobe light to flash an alert.
  5. Escape planning: Seniors often have slower reflexes and mobility issues that can slow down their escape in the event of a fire. That’s why it’s important to create an escape plan just in case. Help your senior loved one practice several routes for escaping from different rooms in their home in case a fire breaks out.

If you would like to learn more about fire prevention and senior safety, this free publication, Fire Safety Checklist, was developed by FEMA and the U.S. Fire Administration.

Emergency Preparedness at Legacy Communities

At Legacy Senior Living communities throughout the southeast, we take emergency preparedness very seriously. From fire prevention to storm safety awareness, we plan for the unexpected. We invite you to tour the community nearest you and ask our team to share their emergency preparedness plans with you. It will give you peace of mind knowing your loved one is in good hands if they move to a Legacy community.

Journaling to Help Manage Caregiver Stress

September 12, 2018

Journaling can help manage stress

Caregivers often live with high levels of stress and anxiety. Finding ways to manage it is key to a caregiver’s personal health. Learn how journaling can help.

Acting as a caregiver for a loved one can be very rewarding. It provides family members with an opportunity to care for an aging parent, grandparent, or other elder who once cared for them. The intimate nature of caregiving gives families a chance to connect in meaningful ways.

It’s important to know, however, that caregiving isn’t an easy role to assume. If you are stressed and overwhelmed, know that you aren’t alone in those feelings.

Being responsible for the health and well-being of someone around the clock can be physically, mentally, and emotionally exhausting. It isn’t uncommon for a caregiver to experience a health crisis of their own. One way to prevent that is to practice good self-care. Doing so will allow you to manage the stress and strain that can put a family caregiver’s health at risk.

Journaling is one potential solution to explore.

Narrative Therapy to Manage Caregiver Stress

Researchers say journaling is a therapeutic exercise, so much so that they refer to it as narrative therapy. Getting feelings down on paper often helps caregivers come to terms with their doubts and fears and move to a place of resolution and peace.

At the University of Iowa’s School of Nursing, researchers looked at journaling as an activity to help lower the stress and anxiety common among family caregivers. In a trial of 800 participants, researchers found that caregivers who documented their daily highs and lows along with their fears and worries had lower rates of stress and lived healthier lives.

Journaling provides an opportunity for the conscious and subconscious minds to work through their challenges, which results in lower stress. Reducing chronic stress strengthens the immune system, keeping the caregiver healthy.

The Caregiver Journal

While journaling is a great way to relieve stress, figuring out how to get started can be intimidating. Journaling experts say not to overthink it. Head to your local discount store and purchase an inexpensive notebook or two. Skip the fancy journals for now.

Schedule ten or fifteen minutes each night before you go to sleep to document how you feel about the day. Getting your worries down on paper might help you sleep better. If you are struggling to figure out how you really feel, ask yourself a few questions and log the answers in your journal.

Use these prompts to get started:

  • What did I have difficulty coping with today?
  • What went well today?
  • What memories did I make today that I can look back on when I’m no longer a caregiver?
  • What challenges do I need to find a solution for?
  • What is worrying me or making me feel stressed?
  • What do I need to accept and find peace with?
  • What am I grateful for today?

After a few weeks, you’ll likely find journaling becomes easier and you won’t have to rely on prompts each day.

Respite Services Give Caregivers a Break

One more tip for managing caregiver stress is to accept that no one can do it alone. Every caregiver needs to take regular breaks to rest and restore. Legacy communities offer short-term respite care services for that very reason. A senior can be our guest for a few days or weeks while their caregiver takes some time off. Call the Legacy Senior Living community nearest you to learn more!

What to Consider Before Moving Your Aging Parent in With You

August 27, 2018

6 tips for talking about assisted living

Thinking of moving your aging parent in to your home? Here are a few factors to consider before you make a move.

More adult children are finding themselves stepping in to the role of caregiver for an aging parent. For many busy families, it often becomes a challenge to manage a loved one’s care while also maintaining your own separate household. It often leads adult children to explore the feasibility of moving a parent in with them. While it might be a great solution for some families, it isn’t for everyone.

How can you decide if moving your aging parent in with you is a viable option?

We have a few suggestions on what you should consider before you make this move.

4 Factors to Consider Before Moving Your Aging Parent in to Your Home

  1. Is your home any safer than your parent’s home?

An adult child might think that because their home is newer and more people will be around that their parent is safer living with them. But are they really?

Take an honest look at your own home’s physical environment and your family’s lifestyle.

Does your home have a lot of stairs? Are any of the bathrooms accessible for someone with mobility challenges? How often are you, your spouse, or your kids really at home? Will your parent still be alone a lot?

If your goal is a long-term solution, you might need to make modifications to your house. While the number of home remodelers specializing in home modifications for seniors continues to climb, it all comes at a cost. The expenses associated with adding ramps and step-free showers, widening doorways, and installing better lighting can quickly add up.

  1. How does everyone else feel about this idea?

There’s no way around it: combining two households is a big adjustment. Is it realistic to think everyone can adjust to this change without causing permanent rifts within the family?

While this solution might be beneficial for you if you are the primary caregiver, others in your family might not be as excited. It’s important to consider your parent’s, spouse’s, and children’s feelings.

  1. Are you willing to sacrifice some of your privacy?

Unless your house has a separate in-law suite or lots of unused space, you’ll have to get used to a lot of togetherness. The loss of privacy can be difficult on your parent and your children—but also on your marriage. Are you and your spouse prepared for that?

  1. Have you considered all of your options?

Having a parent move in for a few weeks or months while they are recuperating from an illness or surgery is often an ideal solution. But having them stay permanently might not be the best way to go. They might prefer the support of an in-home caregiver or a move to an independent or assisted living community where they can have their own apartment or suite.

Before you make a decision, be sure you and your parent have considered all of your options.

Explore Legacy Senior Living

With independent and assisted living communities throughout the southeast, Legacy Senior Living has a proven track record for helping seniors and their families find a care solution that best meets their needs. Call us today for help determining what type of care your parent might benefit from.

How to Protect Your Marriage When You are a Caregiver

August 13, 2018

Sandwich generation

Caregiving can take a toll on a married couple in the Sandwich generation. These tips can help you protect your marriage while you are busy caring for a senior loved one.

Family caregivers say that one of the greatest challenges they face while caring for a parent or other senior loved one is protecting their own marriage. “Sandwich generation” caregivers juggle many different roles—daughter, mother, wife, employee, and more—so it can be a tough balancing act.

The stress, fear, and frustration that caregivers encounter can take a real toll on a marriage. A non-caregiving partner may understand their spouse is struggling, but that doesn’t prevent them from feeling as if their needs are important. A spouse might also be on the receiving end of misplaced anger and frustration simply because a caregiver doesn’t know how to cope with the rollercoaster of emotions they are experiencing.

Finding a healthy balance is vital for a caregiver to protect their marriage.

5 Tips to Help Caregivers Maintain a Healthy Marriage

Here are a few tips you might find helpful:

  1. Connect with a support group: One of the first steps you can take is to connect with a support group. Some caregivers find an online support group works best for their schedule. Connecting with peers can help you find a healthy outlet for sharing your caregiving struggles. That takes your spouse off the hot seat and allows the two of you to talk about matters other than the ups and downs of caregiving.
  2. Communicate: While caregiving likely requires you to be away from home a lot, make sure your spouse knows you are thinking of them. Leave notes for them to find around the house, send text messages, and take advantage of video chat programs and platforms to stay in touch.
  3. Express appreciation: Even if your spouse doesn’t complain about your caregiving duties, they might still resent them or feel neglected. It’s important to tell them how much you appreciate their support. Don’t take for granted that they know you are grateful. Tell them.
  4. Take time out: Caregiving is emotionally and physically exhausting. Health experts recommend family caregivers take regular breaks and schedule nights out with their spouse. If you don’t have a sibling or other trusted friend who can care for your loved one while you take time off, consider using respite services. Assisted living communities—including the Legacy Senior Living communities—offer this short-term care option to provide family caregivers with an opportunity to recharge.
  5. Set realistic expectations: Family caregivers often worry about how good of a job they are doing caring for their loved one. It can lead them to overcompensate and do too much. Ask yourself if the tasks that are consuming your time are really necessary. Are there places where you can cut back? Or can you use technology, like FaceTime or Skype, to check in virtually? Try to set realistic expectations for yourself.

If a senior loved one’s care is getting to be too much to manage at home, Legacy Senior Living can help. Our award-winning communities are located throughout the south. Call the community nearest you today to schedule a time for a private tour!

6 Tips for Talking about Assisted Living with a Senior

July 9, 2018

6 tips for talking about assisted living

If you’ve been putting it off or if the conversation is one you will soon need to have, here are 6 tips for talking about Assisted Living from Legacy Senior Living.

Talking with a parent about moving to assisted living isn’t always easy. In fact, adult children who call our Legacy Senior Living communities often say that the very idea of initiating this conversation with an aging parent makes them uncomfortable. Some put it off until a medical emergency or other crisis occurs. The senior’s family is then forced to make a quick decision in the midst of an already-stressful time.

To help ensure your parent has time to make an informed choice, it’s best to plan ahead.

Tips for Talking about Assisted Living

To help lay the groundwork for an eventual move, it may help to begin to slowly introduce the many benefits of assisted living communities. From support with daily routines to housekeeping and maintenance, an assisted living community frees seniors from the burdens of home ownership.

An assisted living community also offers a wide variety of life enrichment, wellness, and social activities. This connection helps seniors live a more active and vibrant life at every age.

Some additional tips for talking about assisted living with your senior loved one include:

  • Introducing the topic in indirect ways: Think about how you can broach the subject of assisted living in more indirect ways. Has your senior loved one recently had a friend move to a senior living community? Ask how they are doing and mention that you’d like to visit them. Is there an event coming up at an assisted living community near you? Suggest you both attend together. Ensuring your family member sees an assisted living community in person can help overcome any myths and stigmas they may have about senior living communities.
  • Being mindful of your language: Avoid using phrases that can appear to be too bossy or forceful, such as “you need to,” or “you have to.” Instead, adopt a softer approach. Ask open-ended questions to gauge how your loved one is feeling and what their concerns and fears about this type of change might be. It will help them to feel more in control of the process and their future, and will allow you to better understand their point of view.
  • Sharing your fears and hopes: Share the worries you have about your loved one’s health and safety in a kind, respectful way. It might be a concern they will fall and not be able to call for help, or that their home will be targeted by criminals who recognize a senior lives there alone. Also share how you think assisted living will benefit them, such as a safe environment and the wide variety of life enrichment activities that are available. Let them know your hope is for them to live their highest quality of life and that you believe an assisted living community is the best way to do that.

What to Do If You Encounter Resistance

Be prepared to encounter resistance, at least early on. Remember, just because you are ready for your loved one to make this move doesn’t mean they are. Tread lightly so you don’t put your senior loved one on the defensive. Even though their health may be declining, they still need to feel they are in control of their own life.

Here are a few more tips for talking about assisted living in the face of resistance:

  • Respect their feelings: If your loved one is resisting, it might be necessary to drop the subject for a while. Continuing to push them may cause them to dig in and refuse to move. Unless you are fearful for their safety, put the topic on the back burner for a few weeks.
  • Bring in backup: Is there someone in your family or one of your loved one’s medical professionals who they respect and look up to? Enlisting their help in this discussion might be another option. It might be their primary care physician who knows their health is declining or a pastor who understands the benefits offered by assisted living communities. Think about who has influence and would be willing to assist.
  • Encourage a tour: Ask your senior loved one to consider taking a tour of at least one or two assisted living communities. Agree they are under no obligation to move, but are touring just to learn more about all of the benefits. It might help if you visit communities ahead of time to screen out those that aren’t likely to be a good fit. Then choose two you think might best meet your loved one’s needs and bring them for a visit.

Legacy Senior Living communities welcome visitors for tours and lunch every day! One of our experienced team members will be happy to answer all of your questions about assisted living and show you firsthand how passionate we are about delivering quality care, exceptional service, professional support, and compassionate friendship to our residents and their family members. Call us today to set up a private visit.

5 Summer Safety Tips for Seniors

June 12, 2018

5 Summer Safety Tips for Seniors

Summer heat can present health risks for older adults. Follow these 5 summer safety tips to keep an older adult in your family safe.

As we prepare to welcome the first day of summer on June 21st, we want to take time to share a few safety tips. While most of us enjoy spending time outdoors during the summer months, it’s important to remember that the heat and humidity commonly found in the south can be especially dangerous for older adults.

Here are a few tips caregivers can use to keep seniors in the family safe.

5 Ways to Help a Senior Loved One Stay Safe This Summer

  1. Know the risks of heat and humidity
    Each year extreme heat causes an estimated 658 deaths. Older adults are at higher risk for heat-related illnesses because our bodies lose some of their ability to process extreme temperatures as we age. Certain medications and health conditions—such as chronic obstructive pulmonary disease and asthma—may also worsen during the heat of the summer.Talk with your senior loved one’s physician for advice about managing a chronic health condition during the summer months. Also be sure to review the older adult’s medication list to see if any are impacted by heat or humidity.
  2. Take sun safety precautions
    This generation of older adults didn’t grow up wearing sunscreen. As a result, they don’t always follow good sun safety practices. Encourage your senior loved one to apply a sunscreen with an SPF of 30 any time they are outdoors or riding in a car. This helps to reduce their risk of developing skin cancer. Wearing a long-sleeve shirt and long pants in a lightweight, breathable fabric can also help block the sun, as can a hat and sunglasses.
  3. Stay out of the mid-day sun
    The sun is strongest between the hours of 10 AM and 2 PM. Remind the older adults in your life to plan errands, appointments, and outdoor activities around these peak sun times.Also make sure your senior loved one has a safe, cool place to get out of the summer heat. If their home isn’t air conditioned, create a list of local malls, senior centers, coffee shops, bookstores, and movie theaters they can visit that are.
  4. Encourage hydration
    Drinking water is another step necessary to stay safe during the summer heat. Most health professionals recommend drinking eight glasses a day, more if an adult is sweating or swimming.Encourage your senior loved one to keep a supply of cold water in their refrigerator and a bottle of it by their side all day.
  1. Watch for symptoms of a heat-related illness
    Make sure you and other loved ones know the early warning signs of a heat-related illness A few of the most common ones include confusion, pale skin, nausea, vomiting, dark urine, dizziness, fatigue, headache, rapid pulse, and diarrhea. Seek medical help immediately if you or a senior in your life exhibit these symptoms.

Follow the Legacy Senior Living Blog

To continue learning more about healthy aging, caregiving, and other aging-related issues, we encourage you to bookmark The Legacy Senior Living Blog and stop back often.

The Important Role Nurses Play in Aging Well

May 7, 2018

In honor of Nurse Appreciation Week, Legacy Senior Living is sharing insight on the vital role nurses play in residents’ lives each day.

Nurses are often the unsung heroes of our health care system. You will find them delivering care in settings ranging from a physician’s office to hospitals, nursing homes, assisted living communities, or even private homes. In addition to caring for the patient, they often help provide support to the family.

At the Legacy communities throughout the south, we count on nurses for a variety of critically important responsibilities. In honor of national Nurse Appreciation Week celebrated from May 6th through 12th this year, we want to highlight the contributions nurses make to our residents’ lives every day.

Nurses: Inspire, Innovate, Influence

Creating resident care plans

Nurses often take the lead in collaborating with other team members to create care plans for residents in assisted living and memory care communities. These care plans are designed to meet each resident’s unique needs and interests. As a resident’s needs change, the plan of care is adapted and changed, too.

Sometimes the change is only temporary, like when a resident has undergone hip surgery and needs additional support for a few weeks while they recover. Other times the need for more care is permanent. It might be that a resident has been diagnosed with Alzheimer’s or Parkinson’s disease.

The nursing staff typically plays a key role in helping assess these types of changes and making sure the resident receives the type and amount of care they need.

Medication management

Almost all of the residents of an assisted living or memory care community need a helping hand to stay on track with their medication. It’s no surprise why when you learn how many different types of medicine seniors often juggle.

Research shows older adults take an average of five or more different types of medication each day. For those who live in a long-term care setting, that number rises to seven. Remembering to take the right dose of each medication at the right time, in addition to filling and refilling each prescription, can be overwhelming for a senior.

In a senior living community, nurses are the ones who manage the medication process for residents. They oversee medication administration, look for potential adverse reactions in residents, and make sure prescriptions are refilled in a timely fashion.

Chronic disease monitoring

Another important role nurses play in senior living communities is monitoring resident wellness. This is especially important for older adults who live with chronic health conditions like diabetes or high blood pressure.

Nurses in assisted living and memory care communities get to know each resident. It helps them identify small changes that might indicate a problem. They can work with the resident’s physician to intervene early before a small issue becomes a life-threatening one.

Thanking Our Nurses

This week and every week, we salute and thank the nurses who make it possible for our residents to live their best quality of life every day. Stop by the Legacy Senior Living community nearest you to learn more about our commitment to building strong bonds between residents, staff, and families.

How to Thank a Family Caregiver on Mother’s Day

April 23, 2018

Looking for ways to thank a family caregiver on Mother’s Day? We have a few ideas you might find helpful.

Looking for ways to thank a family caregiver on Mother’s Day? We have a few ideas you might find helpful.

If someone in your life is a caregiver for a senior they love, you probably know how challenging their days can be. While it’s a role family members willingly embrace, being responsible for the care of an older adult can be stressful and exhausting. In many families, one sibling often shoulders most of the caregiving duties. They act as the primary caregiver and contact person for the senior.

Mother’s Day can be a great time to thank a family caregiver and show them how much you appreciate their dedication.

6 Ways to Thank a Family Caregiver

1. Day of indulgence: One idea to care for someone who puts everyone else first is by giving them an afternoon at a local spa. Give them a choice of pampering services such as a massage, a manicure and pedicure, a facial, or another spa specialty.

2. Hire a housekeeper: Family caregivers often put their own needs on the back burner while caring for a loved one. One way you can help is by hiring a cleaning service. Enlisting a professional housekeeper for a day can help lighten the caregiver’s load and lift their spirits. Instead of worrying about how they’ll get spring cleaning done at their own house, they’ll be able to come home to a freshly cleaned home.

3. Gift of time: Something most caregivers never have enough of is time. You can change that by helping to arrange and finance a respite care stay at a local senior living community. These short-term stays allow the senior to enjoy the same benefits as a long-term resident, including nutritious meals and a full calendar of activities. It can be a mini-vacation for the older adult while the caregiver enjoys some free time of their own.

4. Nutritious meals: Caregivers often survive on convenience foods and fast food eaten on the run. An unhealthy diet can lead to a health crisis of their own. A meaningful Mother’s Day gift for a caregiver could be to stock their freezer with nutritious and tasty home-cooked meals or gift cards to a local restaurant that offers healthy takeout meals.

5. Caregiver package: Another way to thank a family caregiver might be to put together a personalized caregiver package. Items to include might be a nice journal and pen. Journaling is a great stress-reliever for caregivers. You can also add a scented candle and a box of chocolates.

6. Laugh therapy: Laughter is one of the best ways to relieve caregiver stress. Honor the primary caregiver in your family with tickets to a comedy playing at the local movie theater or a night out to a comedy club. Don’t forget to make arrangements to care for the senior so the caregiver can relax and enjoy their night out.

Visit to Learn More About Respite Care

If a senior in your family isn’t safe on their own, creating an emergency plan is important. In the event the primary caregiver has an emergency of their own, the senior will be well cared for.

A short-term stay at a Legacy Senior Living community can be a part of your plan. Call the community nearest you to schedule a visit to learn more today!

Tax Deductions and Senior Care: What Families Should Know

March 12, 2018

Tax deductions for Senior Care

Wondering if your assisted living expenses are tax deductible? This information from Legacy Senior Living can help you learn more.

When an older adult is ready to downsize and move to a senior living community, families often work together to create a budget and a plan for financing their transition. In fact, how to finance retirement living is one of the questions we receive most often during our conversations with families.

There are many myths and misunderstandings that can make financing senior living especially confusing for seniors and their loved ones. For example, some adult children mistakenly believe a parent’s Medicare will help pay for all or part of their loved one’s assisted living expenses. Unfortunately, it does not. But there are other programs to help finance senior care that are often overlooked.

Financing Senior Living

Here are a few potential funding solutions to explore:

  • Aid & Attendance pension benefits for veterans and surviving spouses
  • Life settlement funding that allows a senior to sell a life insurance policy
  • Short-term loans to help bridge the gap between when a home is sold or asset is liquidated and a senior moves to assisted living
  • Long-term care insurance policies that cover assisted living

Older adults or their families can also meet with a tax advisor to discuss the tax deductions available for senior care expenses.

Senior Care Expenses and Tax Deductions

When it comes to senior care tax deductions, the laws can be more than a little complicated. We typically recommend that families seek the advice of a tax professional who has experience working with aging service providers. An experienced tax advisor will be able to determine if you or your senior loved one meet the qualifications for a tax deduction and how much you are entitled to deduct.

Before your meeting, we suggest you review two different areas of the tax code that pertain to senior living:

  • IRS Tax Publication 502: This publication outlines the medical and dental expense regulations. It will give you a better understanding of what the IRS considers to be medical care and what financial threshold you must meet. It also includes the rule on what a “qualifying relative” is.
  • IRS Tax Publication 503: Like publication 502, this IRS publication further explains dependent care expenses. It also covers which expenses you can deduct for a spouse’s medical care.

Financing Senior Living

While we can’t give you advice on tax deductions for senior living, we can help you explore potential funding solutions. Call the Legacy Senior Living community near you to schedule a time for a personal visit.

Why Don’t Seniors Report When They Are Victims of Fraud?

February 12, 2018

Older adults are targets of scams and fraud.

Seniors are often the target of scams and fraud but rarely report it. Here’s what families should know.

It’s an unfortunate reality but one that is important to be aware of: older adults are targets of scams and fraud more often than any other age group. The problem is further compounded by the fact that when seniors do fall victim to fraud, they often don’t report it to local police.

Research shows that only 1 in 25 fraud-related crimes are reported to law enforcement. This under-reporting makes it difficult for families of seniors to realize there is a problem and help intervene on their loved one’s behalf.

Why aren’t older adults reporting these crimes when they touch their lives?

There are a variety of reasons and some are unique to the perceptions surrounding aging.

3 Reasons Older Adults Don’t Report Fraud

1. Seniors see it is a sign of old age: Falling victim to a crime of this type is often perceived to be a sign of old age. Many people who are older might not want to admit they’ve been scammed for this very reason. They think it is just plain embarrassing to be scammed out of their money at an age when they are supposed to be wise and have learned so many life lessons.

2. Fear of being perceived as incompetent: It shouldn’t be this way, but it often is. When an older adult becomes the victim of a crime, well-meaning loved ones might see it as a sign that they should take over finances. Being responsible for managing our life and budget is closely tied to independence. While some seniors might welcome a little help, losing control completely before they are ready can be demoralizing. The fear of losing this part of their independence might be another reason older adults fail to admit they’ve been victimized, even to their own family.

3. Not sure where or how to report fraud: Another problem that keeps seniors from reporting scams is that they frequently fall victim to a crime through a telephone or online scam. Because of it, they aren’t sure who to inform or how to go about doing so. In most cases, seniors should start by calling their local law enforcement. Local authorities can start the investigation or help connect the senior with the appropriate government agency.

Remember, being the victim of a crime is difficult at any age. For some people, just the idea of being forced to recount the scenario over and over for law enforcement doesn’t seem worth the effort.

This can be especially true in situations where a senior has been victimized via the phone or internet and doubt they will be able to recover any of their assets. They might just want to put the incident behind them and move on. While adult children might disagree with this approach, it might be a time to respect a senior loved one’s feelings and move on, too.

Family Resources for Financing Senior Living

If you are trying to help an older adult you love explore their options for financing senior living, Financing Retirement has helpful resources for you to review. From benefits for veterans to long-term care insurance and life care funding, you are sure to learn more about financing senior living.